What will you receive in our pension scheme?

You accrue partner's and orphan's pension in addition to your retirement pension.If you die, your partner will be entitled to partner’s pension and your children will receive orphans’ pension.

The partner’s pension is 70% of the retirement pension that you would receive if you accrued pension with Astellas Pension Fund until you retire. Your partner also receives 70% of the retirement pension if you die after retiring. The amount of the orphan’s pension is 20% of the partner’s pension. Each child receives this until reaching the age of 18. The child receives the orphan's pension until reaching the age of 27 provided that he or she is still at school or in further or higher education.

If your partner is more than ten years younger than you, the partner’s pension for your partner is reduced by 3% for each full year that your partner is more than ten years younger than you.

The amount of the partner's and orphan's pension is given in your UPO and at www.mijnpensioenoverzicht.nl.

Your partner may also be entitled to a statutory surviving dependants' benefit from the government: the ANW scheme. This is subject to conditions. Your partner must have lived or worked in the Netherlands and has not yet reached the AOW retirement age and is caring for a child under the age of 18 or is more than 45% incapacitated for work. More information is given at the website of the Sociale Verzekeringsbank (Social Insurance Bank) www.svb.nl.

More information

The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).