What are the risks to my pension?

Which rules does our pension fund adhere to for its investments?

Is it just about the highest possible returns?

Our pension fund strives to ensure the health of your pension in the long term. We do this by investing the pension contributions as well and as carefully as possible. It is therefore not just about the highest possible returns. Our pension fund takes into account acceptable risks and our own social responsibility. If you are curious about how we do this, then please read on.

The investment plan sets out how our pension fund arranges its investments and the kinds of investments involved. The fund wants to maximise its returns on its investments, as this results in higher pensions, but not at all costs. Our pension fund pursues a solid investment policy. That means that the fund tailors the investment policy to the obligations of the fund, namely its ability to pay out all pensions.

International laws and rules
Our pension fund only wants to take acceptable risks and wants to keep sight of its social responsibilities. Rules have been drawn up in this regard, which are set out in the Socially-Responsible Investments code. This code states that the fund adheres to internationally applicable laws and rules. Our pension fund applies the following principles:

  • respect for core human rights
  • no use or involvement of child labour
  • refraining from severe forms of environmental pollution
  • no involvement with the production of controversial weapons
  • no involvement with forced labour

In its annual report, the fund provides information on its socially responsible investments in the previous year. Sustainability and socially responsible investments are still gaining in importance for the activities of our pension fund.

Our pension fund therefore aims for much more than just the highest possible returns.