Nederlands
A divorce and your old-age pension
When you are getting divorced, your partner is entitled to part of your old-age pension. This is half the pension that you accrued during the period that you were married or had a registered partnership. This distribution is called equalisation of the old-age pension.
In the case of simple cohabitation (unmarried / no registered partnership), no equalisation takes place.
If your ex-partner dies, the equalised part of the old-age pension is again added to your own pension.
A divorce and your partner’s pension
If you and your partner decide to split up, the partner’s pension is also affected. If you die, your ex-partner receives a partner's pension for the period accrued up to the date of divorce. This is referred to as the special partner's pension.
B Alternative agreements
You can agree that your ex-partner receives an independent old-age pension. In that case, the equalised part of the old-age pension and the special partner’s pension are converted into a separate old-age pension for your ex-partner. If you die before your ex-partner does, he or she retains the converted old-age pension.
A request for equalisation and/or conversion can be submitted to us up to two years after the divorce.
You may also agree on an alternative distribution of your pension.
What happens if you find a new partner?
When you die, your new partner is entitled to the partner's pension, minus the special partner's pension of your ex-partner. As a result, your current partner may receive less than your ex-partner.