Nederlands
You are accruing a pension at Astellas Pension Fund. Since 2015, our fund has had an average earnings scheme, also known as a CDC scheme (collective defined contribution) or benefit agreement. When you retire, you will receive a monthly pension benefit from this scheme. The annual accrual rate for your pension for 2021 has been set at 1.47%, compared with 1.65% in 2020.
Your accrual rate will be 1.47% in 2021
The partners in the collective labour agreement, i.e. the employer and the trade unions, have entered into agreements regarding a fixed pension contribution paid by you and your employer. The accrual that can be granted
on the basis of this contribution is calculated annually. Read more about how the contribution was decided and about the accrual rate.
Based on the pension contribution paid to the fund, the Board of the Astellas Pension Fund can grant accrual of 1.47% for 2021. That means you will accrue slightly less pension than in 2020. For the coming years, we aim to grant an accrual rate of 1.65% once more in 2022; however, we cannot guarantee this. To illustrate what the lower accrual rate means for you, we have provided an example calculation below.
|
|
2021 |
2020 |
|
Annual pensionable salary |
€50,000 |
€50,000 |
|
Deductible* |
€15,584 |
€15,179 |
|
Pension base |
€34,416 |
€34,821 |
|
Accrual percentage |
1.47% |
1.65% |
|
Annual pension accrual |
€506 |
€575 |
* The deductible is the amount over which you do not accrue pension because you also receive state pension (AOW).
Where to find more information
- This website. The pension regulations are listed in the ‘documents’ section. You can request a copy of the pension regulations from us.
- For detailed information on the pension you have accrued so far, please use the log in button on our website to access Mijn Pensioencijfers (My Pension Figures). Verify whether your expected pension age is right for you. If this is not the case, then you can only take extra action in a private capacity.
- An overview of all the pension you have accrued thus far, including your state pension (AOW), is listed on www.mijnpensioenoverzicht.nl.
- You can view the consequences of the reduced accrual percentage on the Uniform Pension Overview concerning 2021, which you will receive from us in 2022.
Do you have any questions?
Please contact us. We are more than willing to help you.